Accountants and Auditors
Median $83,680 · 1,449,500 jobs
Hourly to salary · 2026
$40 an Hour Is How Much a Year?
$40.00 an hour works out to $83,200 a year for full-time work. Below: what that is per paycheck, what's left after 2026 taxes in every state, what it buys where you live, and which jobs typically pay it.
$40.00 an hour, every way
| Per | Gross pay |
|---|---|
| Year (2,080 hours) | $83,200.00 |
| Month | $6,933.33 |
| Two weeks (biweekly) | $3,200.00 |
| Semi-monthly | $3,466.67 |
| Week (40 hours) | $1,600.00 |
| Day (8 hours) | $320.00 |
| Hour | $40.00 |
After taxes
$5,613 a month after federal tax and FICA (single, no state income tax)
- Federal income tax a year
- $9,474
- Social Security + Medicare a year
- $6,365
- Take-home a year (no state tax)
- $67,361
- Share you keep
- 81%
- Rent at 30% of gross income
- $2,080 a month
Add your state, 401(k) and health deductions in the paycheck calculator.
Is $40.00 an hour good pay?
About the 76th percentile among all U.S. workers (BLS May 2025) — roughly 76 in 100 workers earn less. It's 63% above the median for all occupations ($50,980 a year, or $24.51 an hour).
Whether it's enough depends heavily on where you live. After 2026 taxes and local prices, $40.00 an hour goes furthest in South Dakota ($76,040 in national-average prices) and least far in California ($56,708).
$40.00 an hour after taxes in every state
Estimated 2026 take-home for a single filer paid biweekly, with no pre-tax deductions or local tax. The last column restates take-home in national-average prices using BEA Regional Price Parities (2024).
| State | Take-home a year | A month | In national prices |
|---|---|---|---|
| Florida | $67,361 | $5,613 | $65,137 |
| Nevada | $67,361 | $5,613 | $67,375 |
| New Hampshire | $67,361 | $5,613 | $64,668 |
| South Dakota | $67,361 | $5,613 | $76,040 |
| Tennessee | $67,361 | $5,613 | $73,322 |
| Texas | $67,361 | $5,613 | $69,404 |
| Wyoming | $67,361 | $5,613 | $72,673 |
| Alaska | $67,090 | $5,591 | $65,544 |
| North Dakota | $66,998 | $5,583 | $75,313 |
| Washington | $66,207 | $5,517 | $61,868 |
| Arizona | $65,675 | $5,473 | $65,233 |
| Ohio | $65,510 | $5,459 | $70,612 |
| Louisiana | $65,251 | $5,438 | $73,975 |
| Indiana | $64,936 | $5,411 | $69,578 |
| Iowa | $64,851 | $5,404 | $73,895 |
| Arkansas | $64,770 | $5,398 | $74,503 |
| Mississippi | $64,765 | $5,397 | $74,483 |
| Pennsylvania | $64,749 | $5,396 | $66,360 |
| New Mexico | $64,615 | $5,385 | $70,073 |
| Kentucky | $64,567 | $5,381 | $71,614 |
| North Carolina | $64,550 | $5,379 | $68,433 |
| Nebraska | $64,455 | $5,371 | $71,535 |
| West Virginia | $64,440 | $5,370 | $72,002 |
| Missouri | $64,388 | $5,366 | $70,899 |
| Vermont | $64,374 | $5,365 | $65,716 |
| Oklahoma | $64,163 | $5,347 | $73,042 |
| South Carolina | $64,160 | $5,347 | $68,438 |
| Michigan | $64,076 | $5,340 | $66,595 |
| Idaho | $64,060 | $5,338 | $67,083 |
| Colorado | $64,043 | $5,337 | $62,146 |
| Montana | $64,021 | $5,335 | $67,644 |
| Georgia | $63,958 | $5,330 | $66,420 |
| Rhode Island | $63,943 | $5,329 | $62,517 |
| Wisconsin | $63,931 | $5,328 | $67,943 |
| Alabama | $63,915 | $5,326 | $71,958 |
| Utah | $63,780 | $5,315 | $64,513 |
| Maryland | $63,775 | $5,315 | $60,762 |
| New Jersey | $63,711 | $5,309 | $58,556 |
| Kansas | $63,518 | $5,293 | $70,523 |
| Virginia | $63,391 | $5,283 | $62,699 |
| Illinois | $63,388 | $5,282 | $63,414 |
| District of Columbia | $63,258 | $5,271 | $57,559 |
| Connecticut | $63,119 | $5,260 | $60,920 |
| New York | $63,075 | $5,256 | $58,445 |
| Massachusetts | $63,038 | $5,253 | $59,607 |
| Maine | $63,007 | $5,251 | $64,922 |
| Delaware | $62,878 | $5,240 | $62,999 |
| Minnesota | $62,861 | $5,238 | $63,740 |
| California | $62,787 | $5,232 | $56,708 |
| Hawaii | $62,452 | $5,204 | $56,800 |
| Oregon | $61,184 | $5,099 | $59,195 |
Jobs that pay about $40.00 an hour
Occupations whose national median is within 4% of $83,200 a year, most common first. Source: BLS OEWS May 2025.
Business Operations Specialists, All Other
Median $83,050 · 1,087,090 jobs
First-Line Supervisors of Construction Trades and Extraction Workers
Median $79,920 · 812,210 jobs
Compliance Officers
Median $80,730 · 417,070 jobs
Logisticians
Median $82,320 · 251,040 jobs
Radiologic Technologists and Technicians
Median $80,110 · 230,490 jobs
Social and Community Service Managers
Median $80,390 · 209,330 jobs
Respiratory Therapists
Median $82,280 · 139,790 jobs
Financial Specialists, All Other
Median $81,100 · 132,130 jobs
Insurance Underwriters
Median $81,370 · 105,420 jobs
Environmental Scientists and Specialists, Including Health
Median $82,220 · 89,250 jobs
Nursing Instructors and Teachers, Postsecondary
Median $80,250 · 77,960 jobs
$40.00 an hour with different hours
| Schedule | A year | A month |
|---|---|---|
| Full time, 40 hours × 52 weeks | $83,200 | $6,933 |
| Two unpaid weeks off (50 weeks) | $80,000 | $6,667 |
| 37.5-hour week | $78,000 | $6,500 |
| Part time, 30 hours | $62,400 | $5,200 |
| Part time, 20 hours | $41,600 | $3,467 |
| 40 hours + 5 overtime hours a week | $98,800 | $8,233 |
| 40 hours + 10 overtime hours a week | $114,400 | $9,533 |
$40.00 × 40 hours × 52 weeks = $83,200
Change the hours or weeks in the hourly to salary calculator.
Sources and method
Conversions assume 2,080 paid hours a year. Taxes use our 2026 federal and state engine (methodology); local income taxes aren't included. Wage rankings and occupations use BLS OEWS May 2025; price levels use BEA Regional Price Parities.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 9, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 9, 2026.