Bonus Tax Calculator
What a bonus check looks like after the 22% federal supplemental rate, FICA and state tax — or gross up a bonus to a target net.
Pay calculator
Separate guaranteed pay from target bonuses, commission and one-time sign-on money — so you can see first-year and ongoing pay honestly.
Leave anything you don't know blank — it will be listed as unknown, not counted as $0.
Guaranteed pay, every year
$95,000.00
Each component
First year vs. later years
Not included because unknown
Ask the employer for these before comparing offers.
Sign-on bonus: you may have to repay it if you leave within 12 months. It's counted in the first year only.
Guaranteed pay = base salary + anything you marked guaranteed. Target, expected and estimated amounts are kept separate. A sign-on bonus is one-time and appears in the first year only. Blank amounts are listed as unknown and left out of every total.
Calculation pay.compensation v1.0.0. Gross pay before tax. No external data used.
| Label | Meaning | Example |
|---|---|---|
| Guaranteed | Written, not dependent on performance or company results | Base salary; a sign-on bonus stated in the offer letter |
| Target | What the employer aims to pay if goals are met | "Target bonus of 10% of salary" |
| Expected | What you reasonably expect from past payouts | The team's bonuses paid out at 90–110% of target in recent years |
| Estimate | Your own estimate or a calculation | Expected commission based on a sales forecast |
| Unknown | Not provided — left out of every total | The offer mentions a bonus but no amount |
A sign-on bonus makes the first year look bigger than the years after it. In the example above, guaranteed first-year pay is $105,000.00, but from year two it's $95,000.00. Comparing offers on first-year totals alone can favour the offer with the bigger one-time payment.
Guaranteed recurring + guaranteed one-time = first-year guaranteed pay
A target bonus is usually a percentage of salary that may pay out higher or lower depending on your performance and the company's results. A $100,000 salary with a 15% target bonus has $100,000.00 guaranteed and $15,000.00 at target — 13% of the package depends on results.
Sign-on bonuses are often paid in the first paycheck or two, and many offers require you to repay some or all of it if you leave within a set period. Enter that period in the calculator so it shows up next to the total. Read the exact wording: some agreements prorate the repayment, others require the full amount.
Commission depends on sales you haven't made yet, so it's labelled an estimate by default. If the role has a guaranteed draw or a non-recoverable minimum, enter that part separately as guaranteed.