Pay calculator

Bonus, Commission & Sign-On Calculator

Separate guaranteed pay from target bonuses, commission and one-time sign-on money — so you can see first-year and ongoing pay honestly.

Last reviewed October 9, 2026 · Calculation pay.compensation v1.0.0

Enter the pay package

Leave anything you don't know blank — it will be listed as unknown, not counted as $0.

Annual bonus

Bonus is stated as

A percentage or a dollar amount per year, matching the choice above.

Commission

Sign-on bonus (one-time)

Other recurring cash

Cash paid to you every year, such as a phone or remote-work stipend.

Guaranteed pay, every year

$95,000.00

per year before taxes · only amounts marked guaranteed

Each component

Base salaryper year
$95,000.00 Guaranteed
Annual bonusper year
$9,500.00 Target
Commissionper year
Not entered Unknown
Other recurring cashper year
Not entered Unknown
Sign-on bonusone-time
$10,000.00 Guaranteed

First year vs. later years

First year — guaranteed only
$105,000.00
First year — if variable pay is paid as labellednot guaranteed
$114,500.00
Later years — guaranteed onlyno sign-on bonus
$95,000.00
Later years — if variable pay is paid
$104,500.00
Share of yearly pay that isn't guaranteed
9.1%
Guaranteed per month
$7,916.67

Not included because unknown

  • Commission
  • Other recurring cash

Ask the employer for these before comparing offers.

Sign-on bonus: you may have to repay it if you leave within 12 months. It's counted in the first year only.

How these totals were calculated

Guaranteed pay = base salary + anything you marked guaranteed. Target, expected and estimated amounts are kept separate. A sign-on bonus is one-time and appears in the first year only. Blank amounts are listed as unknown and left out of every total.

Calculation pay.compensation v1.0.0. Gross pay before tax. No external data used.

Four labels that keep a pay package honest

What each certainty label means on this site
LabelMeaningExample
GuaranteedWritten, not dependent on performance or company resultsBase salary; a sign-on bonus stated in the offer letter
TargetWhat the employer aims to pay if goals are met"Target bonus of 10% of salary"
ExpectedWhat you reasonably expect from past payoutsThe team's bonuses paid out at 90–110% of target in recent years
EstimateYour own estimate or a calculationExpected commission based on a sales forecast
UnknownNot provided — left out of every totalThe offer mentions a bonus but no amount

First-year pay vs. ongoing pay

A sign-on bonus makes the first year look bigger than the years after it. In the example above, guaranteed first-year pay is $105,000.00, but from year two it's $95,000.00. Comparing offers on first-year totals alone can favour the offer with the bigger one-time payment.

Totals used here

Guaranteed recurring + guaranteed one-time = first-year guaranteed pay

How target bonuses work

A target bonus is usually a percentage of salary that may pay out higher or lower depending on your performance and the company's results. A $100,000 salary with a 15% target bonus has $100,000.00 guaranteed and $15,000.00 at target — 13% of the package depends on results.

Sign-on bonuses and clawbacks

Sign-on bonuses are often paid in the first paycheck or two, and many offers require you to repay some or all of it if you leave within a set period. Enter that period in the calculator so it shows up next to the total. Read the exact wording: some agreements prorate the repayment, others require the full amount.

Commission

Commission depends on sales you haven't made yet, so it's labelled an estimate by default. If the role has a guaranteed draw or a non-recoverable minimum, enter that part separately as guaranteed.

Questions to ask before you accept

  • Is the bonus guaranteed, discretionary, or tied to a formula? What did it pay at my level in recent years?
  • Is the first-year bonus prorated if I start mid-year?
  • When is the sign-on bonus paid, and what are the repayment terms?
  • How is commission calculated, and what quota is it based on?