Paycheck · Ohio · 2026

Ohio Paycheck Calculator

Ohio taxes wages at a flat 2.75%, and some localities add their own tax. Estimate your 2026 take-home pay after federal and Ohio taxes.

Last reviewed October 9, 2026 · Calculation tax.paycheck v2.0.0

Your pay and filing details

2026 federal rules plus your state's income tax, local tax and payroll programs. Your numbers stay in your browser.

We assume you live and work in the same state.

Most Ohio cities and villages levy a municipal income tax on wages (commonly about 1%-2.5%, withheld by employer, generally based on where you work with a credit for your home city). About 190+ school districts also levy a school district income tax on residents (traditional base or earned-income-only base). Tax Foundation lists Ohio's average local effective rate as 1.2% of AGI.

How you're paid

Before any deductions.

Used for state exemptions and credits. For federal credits, use the fields below.

Affects the yearly tax estimate on a joint return. If blank, we show the result as if there is no other household income — and say so.

Pre-tax deductions (per year)

Usually traditional 401(k) or 403(b) contributions. Social Security and Medicare still apply.

Usually health, dental or vision premiums and FSA/HSA contributions through a Section 125 plan. Check your pay stub or ask payroll.

For the yearly estimate only, e.g. the child tax credit. We don't work out eligibility.

Form W-4 entries (optional — affects federal withholding)

The 2026 W-4 worksheet lets you include expected tips, overtime, car-loan interest and senior deductions here.

Estimated take-home pay per paycheck

$1,891.67

after federal, Ohio taxes

Estimate · 2026 tax rules

Each paycheck · 26 a year

Gross pay
$2,307.69
Pre-tax deductions
−$0.00
Federal income tax withheld
−$193.08
Social Security (6.2%)
−$143.08
Medicare (1.45%)
−$33.46
State income tax (estimate)
−$46.40
Take-home pay
$1,891.67

For the whole year

Gross pay
$60,000.00
Take-home pay
$49,183.50
Share of gross you keep
82%
Federal income tax owed (estimate)
$5,020.00
Federal effective / marginal rate
8.4% / 12%
State income tax owed (estimate)
$1,206.50
State effective / marginal rate
2% / 2.75%

Ohio details

State taxable income
$57,850.00
State income tax for the year
$1,206.50
  • Applies Ohio's income-tested exemption tiers using 2025 amounts (2026's weren't published). City and school-district income taxes, which are common, aren't included unless you enter a local rate.
  • Joint filing credit and small low-income credits aren't included.

Ohio paycheck guide: rates, deductions and sources

Federal withholding vs. estimated federal tax

Federal income tax withheld over the year
$5,020.00
Difference
About even

A positive difference suggests a federal refund; a negative one suggests you may owe. Other income, deductions and credits change it.

Federal tax brackets applied to your taxable income
How your federal taxable income is taxed
RateIncome in this bracketTax
10%$12,400.00$1,240.00
12%$31,500.00$3,780.00
How state tax is estimated

We estimate the state income tax you'll owe for the year — wages, minus pre-tax deductions your state allows, minus its standard deduction and exemptions — then apply the state's 2026 brackets and credits, and divide by your number of paychecks. Your employer's withholding uses each state's own formula, so individual paychecks can differ by a few dollars. Employee-paid state programs (disability insurance, paid family leave and similar) are shown separately with their wage caps.

Calculation tax.state-wages v1.0.0; paycheck tax.paycheck v2.0.0; federal tax.federal-paycheck v1.0.0.

Ohio paycheck taxes at a glance

Ohio payroll taxes for 2026
ItemOhio
State income tax on wagesFlat 2.75%
BracketsOne rate above a zero-rate band
Standard deduction (single)None
Local income taxMost Ohio cities and villages levy a municipal income tax on wages (commonly about 1%-2.5%, withheld by employer, generally based on where you work with a credit for your home city). About 190+ school districts also levy a school district income tax on residents (traditional base or earned-income-only base). Tax Foundation lists Ohio's average local effective rate as 1.2% of AGI.
Employee-paid state programsNone
Take-home on $60,000 (single, biweekly)$1,891.67 per paycheck · $49,184 a year
Rank for take-home on $60,00012 of 51 (1 = keeps the most)

Ohio income tax brackets

Ohio uses one rate for taxable income above a zero-rate band. Taxable income is your wages minus the pre-tax deductions Ohio allows and the deductions and exemptions below.

Ohio 2026 income tax brackets (taxable income)
RateTaxable income (all filers)
%$0 – $26,050
2.75% (+ $332)Over $26,050

Deductions, exemptions and credits

Ohio standard deduction, exemptions and personal credits
Filing statusStandard deductionPersonal exemptionPersonal credit
SingleNone$2,400 per person (income-tested)None
Married filing jointlyNone$2,400 per person (income-tested)None
Married filing separatelyNone$2,400 per person (income-tested)None
Head of householdNone$2,400 per person (income-tested)None
  • Dependents: $2,400 exemption each.
  • Traditional 401(k) contributions reduce Ohio taxable wages.
  • Section 125 health premiums reduce Ohio taxable wages.

Local income taxes

Most Ohio cities and villages levy a municipal income tax on wages (commonly about 1%-2.5%, withheld by employer, generally based on where you work with a credit for your home city). About 190+ school districts also levy a school district income tax on residents (traditional base or earned-income-only base). Tax Foundation lists Ohio's average local effective rate as 1.2% of AGI.

Enter your local rate in the calculator's Local income tax rate field to include it.

Example paychecks in Ohio

Single filer, biweekly pay, no pre-tax deductions
Annual payGross per paycheckFederal tax + FICAState & local taxState programsTake-home per paycheckShare kept
$40,000$1,538.46$218.46$24.99$0.00$1,295.0184.2%
$60,000$2,307.69$369.62$46.40$0.00$1,891.6782%
$80,000$3,076.92$572.69$67.56$0.00$2,436.6779.2%
$100,000$3,846.15$800.77$88.98$0.00$2,956.4176.9%
$150,000$5,769.23$1,392.65$141.86$0.00$4,234.7273.4%

Ohio vs. neighboring states

Single filer, $60,000 a year, biweekly, no local tax
StateIncome tax on wagesTake-home a yearPer paycheck
OhioFlat 2.75%$49,184$1,891.67
IndianaFlat 2.95%$48,650$1,871.13
KentuckyFlat 3.5%$48,408$1,861.83
MichiganFlat 4.25%$48,091$1,849.64
PennsylvaniaFlat 3.07%$48,506$1,865.62
West Virginia2.11% to 4.58%$48,524$1,866.30

See all 50 states and DC side by side at any salary.

Bonuses and other supplemental pay

Federal withholding on a bonus paid separately is usually a flat 22% (37% on supplemental pay over $1 million in a year). Ohio publishes a flat supplemental rate of 2.75% for bonus and supplemental compensation. Use the bonus tax calculator to see what a bonus check will look like.

What this estimate leaves out

  • Applies Ohio's income-tested exemption tiers using 2025 amounts (2026's weren't published). City and school-district income taxes, which are common, aren't included unless you enter a local rate.
  • Joint filing credit and small low-income credits aren't included.
  • We assume you live and work in Ohio. Federal limitations are listed on the main paycheck calculator.

Sources and verification

Figures checked on October 9, 2026 (read from the state's own publications). 2026 rate structure ($332 + 2.75% over $26,050; zero at or below) read from ORC 5747.02 on official Ohio code site; exemption tiers from Ohio DOT 2025 IT 1040 booklet; cross-checked with Tax Foundation 2026 (2.75% over $26,050, $2,400 exemption).

  1. ORC 5747.02 - tax rates incl. 2026 and thereafter — Ohio Legislature (Ohio Revised Code). Accessed 2026-10-09.
  2. ORC 5747.025 - personal exemptions — Ohio Legislature (Ohio Revised Code). Accessed 2026-10-09.
  3. 2025 Ohio IT 1040 instructions (exemption tiers) — Ohio Department of Taxation. Accessed 2026-10-09.
  4. Annual tax rates (2025 brackets) — Ohio Department of Taxation. Accessed 2026-10-09.
  5. Employer Withholding Percentage Method (effective Aug 1, 2026) — Ohio Department of Taxation. Accessed 2026-10-09.
  6. Ohio releases modified 2026 income tax withholding formulas — EY Tax News. Accessed 2026-10-09.
  7. State Individual Income Tax Rates and Brackets, 2026 (data as of Jan 1, 2026) — Tax Foundation. Accessed 2026-10-09.