Paycheck · Mississippi · 2026

Mississippi Paycheck Calculator

Mississippi taxes wages at a flat 4%. Estimate your 2026 take-home pay after federal and Mississippi taxes.

Last reviewed October 9, 2026 · Calculation tax.paycheck v2.0.0

Your pay and filing details

2026 federal rules plus your state's income tax, local tax and payroll programs. Your numbers stay in your browser.

We assume you live and work in the same state.

How you're paid

Before any deductions.

Used for state exemptions and credits. For federal credits, use the fields below.

Affects the yearly tax estimate on a joint return. If blank, we show the result as if there is no other household income — and say so.

Pre-tax deductions (per year)

Usually traditional 401(k) or 403(b) contributions. Social Security and Medicare still apply.

Usually health, dental or vision premiums and FSA/HSA contributions through a Section 125 plan. Check your pay stub or ask payroll.

For the yearly estimate only, e.g. the child tax credit. We don't work out eligibility.

Form W-4 entries (optional — affects federal withholding)

The 2026 W-4 worksheet lets you include expected tips, overtime, car-loan interest and senior deductions here.

Estimated take-home pay per paycheck

$1,873.92

after federal, Mississippi taxes

Estimate · 2026 tax rules

Each paycheck · 26 a year

Gross pay
$2,307.69
Pre-tax deductions
−$0.00
Federal income tax withheld
−$193.08
Social Security (6.2%)
−$143.08
Medicare (1.45%)
−$33.46
State income tax (estimate)
−$64.15
Take-home pay
$1,873.92

For the whole year

Gross pay
$60,000.00
Take-home pay
$48,722.00
Share of gross you keep
81.2%
Federal income tax owed (estimate)
$5,020.00
Federal effective / marginal rate
8.4% / 12%
State income tax owed (estimate)
$1,668.00
State effective / marginal rate
2.8% / 4%

Mississippi details

State taxable income
$51,700.00
State income tax for the year
$1,668.00
  • Married couples filing a combined return may each get the $10,000 zero-rate band; this estimate gives one band per return.

Mississippi paycheck guide: rates, deductions and sources

Federal withholding vs. estimated federal tax

Federal income tax withheld over the year
$5,020.00
Difference
About even

A positive difference suggests a federal refund; a negative one suggests you may owe. Other income, deductions and credits change it.

Federal tax brackets applied to your taxable income
How your federal taxable income is taxed
RateIncome in this bracketTax
10%$12,400.00$1,240.00
12%$31,500.00$3,780.00
How state tax is estimated

We estimate the state income tax you'll owe for the year — wages, minus pre-tax deductions your state allows, minus its standard deduction and exemptions — then apply the state's 2026 brackets and credits, and divide by your number of paychecks. Your employer's withholding uses each state's own formula, so individual paychecks can differ by a few dollars. Employee-paid state programs (disability insurance, paid family leave and similar) are shown separately with their wage caps.

Calculation tax.state-wages v1.0.0; paycheck tax.paycheck v2.0.0; federal tax.federal-paycheck v1.0.0.

Mississippi paycheck taxes at a glance

Mississippi payroll taxes for 2026
ItemMississippi
State income tax on wagesFlat 4%
BracketsOne rate above a zero-rate band
Standard deduction (single)$2,300
Local income taxNone on wages
Employee-paid state programsNone
Take-home on $60,000 (single, biweekly)$1,873.92 per paycheck · $48,722 a year
Rank for take-home on $60,00018 of 51 (1 = keeps the most)

Mississippi income tax brackets

Mississippi uses one rate for taxable income above a zero-rate band. Taxable income is your wages minus the pre-tax deductions Mississippi allows and the deductions and exemptions below.

Mississippi 2026 income tax brackets (taxable income)
RateTaxable income (all filers)
%$0 – $10,000
4%Over $10,000

Deductions, exemptions and credits

Mississippi standard deduction, exemptions and personal credits
Filing statusStandard deductionPersonal exemptionPersonal credit
Single$2,300$6,000None
Married filing jointly$4,600$12,000None
Married filing separately$2,300$6,000None
Head of household$3,400$8,000None
  • Dependents: $1,500 exemption each.
  • Traditional 401(k) contributions reduce Mississippi taxable wages.
  • Section 125 health premiums reduce Mississippi taxable wages.

Example paychecks in Mississippi

Single filer, biweekly pay, no pre-tax deductions
Annual payGross per paycheckFederal tax + FICAState & local taxState programsTake-home per paycheckShare kept
$40,000$1,538.46$218.46$33.38$0.00$1,286.6283.6%
$60,000$2,307.69$369.62$64.15$0.00$1,873.9281.2%
$80,000$3,076.92$572.69$94.92$0.00$2,409.3178.3%
$100,000$3,846.15$800.77$125.69$0.00$2,919.6975.9%
$150,000$5,769.23$1,392.65$202.62$0.00$4,173.9672.3%

Mississippi vs. neighboring states

Single filer, $60,000 a year, biweekly, no local tax
StateIncome tax on wagesTake-home a yearPer paycheck
MississippiFlat 4%$48,722$1,873.92
Alabama2% to 5%$47,881$1,841.58
Arkansas2% to 3.7%$48,658$1,871.45
LouisianaFlat 3%$48,976$1,883.70
TennesseeNo income tax on wages$50,390$1,938.08

See all 50 states and DC side by side at any salary.

Bonuses and other supplemental pay

Federal withholding on a bonus paid separately is usually a flat 22% (37% on supplemental pay over $1 million in a year). Mississippi doesn't publish a single flat rate we could confirm, so employers typically add the bonus to regular pay for the period when working out state withholding. Use the bonus tax calculator to see what a bonus check will look like.

What this estimate leaves out

  • Married couples filing a combined return may each get the $10,000 zero-rate band; this estimate gives one band per return.
  • We assume you live and work in Mississippi. Federal limitations are listed on the main paycheck calculator.

Sources and verification

Figures checked on October 9, 2026 (read from the state's own publications). Rate schedule by year, exemptions and standard deductions read from Mississippi DOR tax rates page; cross-checked with Tax Foundation 2026 table (4% over $10,000; $2,300/$4,600 SD; $6,000/$12,000/$1,500 exemptions).

  1. Individual Income Tax - Tax Rates, Exemptions & Deductions — Mississippi Department of Revenue. Accessed 2026-10-09.
  2. Weekly withholding tables effective January 1, 2026 — Mississippi Department of Revenue. Accessed 2026-10-09.
  3. Mississippi DOR Issues Information on 2026 Income Tax Rates, Exemptions, Deductions — Bloomberg Tax. Accessed 2026-10-09.
  4. State Individual Income Tax Rates and Brackets, 2026 (data as of Jan 1, 2026) — Tax Foundation. Accessed 2026-10-09.