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Salary to hourly · 2026
$20,000 a Year Is How Much an Hour?
$20,000 a year works out to $9.62 an hour for full-time work. Below: what that is per paycheck, what's left after 2026 taxes in every state, what it buys where you live, and which jobs typically pay it.
$20,000 a year, every way
| Per | Gross pay |
|---|---|
| Year (2,080 hours) | $20,000.00 |
| Month | $1,666.67 |
| Two weeks (biweekly) | $769.23 |
| Semi-monthly | $833.33 |
| Week (40 hours) | $384.62 |
| Day (8 hours) | $76.92 |
| Hour | $9.62 |
After taxes
$1,507 a month after federal tax and FICA (single, no state income tax)
- Federal income tax a year
- $390
- Social Security + Medicare a year
- $1,530
- Take-home a year (no state tax)
- $18,080
- Share you keep
- 90.4%
- Rent at 30% of gross income
- $500 a month
Add your state, 401(k) and health deductions in the paycheck calculator.
Is $20,000 a year good pay?
Below the 10th percentile among all U.S. workers (BLS May 2025) — fewer than about 1 in 10 workers earn less. It's 61% below the median for all occupations ($50,980 a year, or $24.51 an hour).
Whether it's enough depends heavily on where you live. After 2026 taxes and local prices, $20,000 a year goes furthest in Mississippi ($20,715 in national-average prices) and least far in California ($16,075).
$20,000 a year after taxes in every state
Estimated 2026 take-home for a single filer paid biweekly, with no pre-tax deductions or local tax. The last column restates take-home in national-average prices using BEA Regional Price Parities (2024).
| State | Take-home a year | A month | In national prices |
|---|---|---|---|
| Florida | $18,080 | $1,507 | $17,483 |
| Idaho | $18,080 | $1,507 | $18,933 |
| Nevada | $18,080 | $1,507 | $18,084 |
| New Hampshire | $18,080 | $1,507 | $17,357 |
| North Dakota | $18,080 | $1,507 | $20,324 |
| Ohio | $18,080 | $1,507 | $19,488 |
| South Dakota | $18,080 | $1,507 | $20,410 |
| Tennessee | $18,080 | $1,507 | $19,680 |
| Texas | $18,080 | $1,507 | $18,628 |
| Utah | $18,080 | $1,507 | $18,288 |
| Wyoming | $18,080 | $1,507 | $19,506 |
| Missouri | $18,023 | $1,502 | $19,845 |
| New Mexico | $18,022 | $1,502 | $19,544 |
| Mississippi | $18,012 | $1,501 | $20,715 |
| South Carolina | $17,981 | $1,498 | $19,179 |
| Alaska | $17,980 | $1,498 | $17,566 |
| Maine | $17,980 | $1,498 | $18,527 |
| Arizona | $17,974 | $1,498 | $17,853 |
| Iowa | $17,972 | $1,498 | $20,478 |
| District of Columbia | $17,924 | $1,494 | $16,309 |
| Nebraska | $17,908 | $1,492 | $19,875 |
| Montana | $17,897 | $1,491 | $18,909 |
| Wisconsin | $17,893 | $1,491 | $19,016 |
| Connecticut | $17,880 | $1,490 | $17,257 |
| Louisiana | $17,866 | $1,489 | $20,255 |
| Vermont | $17,844 | $1,487 | $18,216 |
| Georgia | $17,831 | $1,486 | $18,517 |
| Colorado | $17,820 | $1,485 | $17,293 |
| Hawaii | $17,805 | $1,484 | $16,194 |
| Washington | $17,803 | $1,484 | $16,636 |
| Arkansas | $17,801 | $1,483 | $20,476 |
| California | $17,798 | $1,483 | $16,075 |
| North Carolina | $17,791 | $1,483 | $18,861 |
| Minnesota | $17,741 | $1,478 | $17,989 |
| Rhode Island | $17,727 | $1,477 | $17,332 |
| Oklahoma | $17,726 | $1,477 | $20,179 |
| Kansas | $17,704 | $1,475 | $19,656 |
| Virginia | $17,694 | $1,475 | $17,501 |
| New Jersey | $17,645 | $1,470 | $16,217 |
| West Virginia | $17,644 | $1,470 | $19,715 |
| Delaware | $17,525 | $1,460 | $17,559 |
| Indiana | $17,520 | $1,460 | $18,772 |
| Kentucky | $17,498 | $1,458 | $19,407 |
| Maryland | $17,496 | $1,458 | $16,669 |
| Michigan | $17,481 | $1,457 | $18,168 |
| New York | $17,475 | $1,456 | $16,192 |
| Pennsylvania | $17,452 | $1,454 | $17,886 |
| Alabama | $17,365 | $1,447 | $19,550 |
| Illinois | $17,235 | $1,436 | $17,242 |
| Massachusetts | $17,208 | $1,434 | $16,271 |
| Oregon | $17,081 | $1,423 | $16,525 |
$20,000 a year as an hourly rate
| Hours a year | Hourly rate |
|---|---|
| 2,080 (40 h × 52 weeks) | $9.62 |
| 2,000 (40 h × 50 weeks) | $10.00 |
| 1,950 (37.5 h × 52 weeks) | $10.26 |
| 2,340 (45 h × 52 weeks) | $8.55 |
| 2,600 (50 h × 52 weeks) | $7.69 |
$20,000 ÷ 2,080 hours = $9.62
Salaried workers who put in longer weeks earn less per hour than this.
Sources and method
Conversions assume 2,080 paid hours a year. Taxes use our 2026 federal and state engine (methodology); local income taxes aren't included. Wage rankings and occupations use BLS OEWS May 2025; price levels use BEA Regional Price Parities.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 9, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 9, 2026.