Insurance Appraisers, Auto Damage
Median $78,240
Occupation · SOC 13-1031
What claims adjusters, examiners, and investigators earn in the U.S., how pay varies across workers and states, and tools to plan around it.
$78,000 median annual wage
Source: U.S. Bureau of Labor Statistics, OEWS May 2025 (released 2026-05-15), SOC 13-1031.
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The median annual wage for claims adjusters, examiners, and investigators was $78,000 in May 2025, so half of workers earned more and half earned less. The lowest-paid 10% earned less than $48,850 and the highest-paid 10% more than $117,040. As an hourly rate, the median is $37.50. About 324,230 people work in this occupation nationwide. The highest state medians are in District of Columbia ($101,150), New Jersey ($95,690) and Maryland ($95,560). After taxes and local prices, though, a median paycheck goes furthest in South Dakota.
What each step of the pay range for claims adjusters, examiners, and investigators looks like per month. Take-home here includes federal tax, Social Security and Medicare for a single filer; add your state in the paycheck calculator.
| Step | Annual | Hourly | Monthly gross | Monthly after federal tax & FICA |
|---|---|---|---|---|
| 10th percentile | $48,850 | $23.48 | $4,071 | $3,453 |
| 25th percentile | $61,160 | $29.40 | $5,097 | $4,277 |
| Median | $78,000 | $37.50 | $6,500 | $5,309 |
| 75th percentile | $98,030 | $47.13 | $8,169 | $6,483 |
| 90th percentile | $117,040 | $56.27 | $9,753 | $7,597 |
54 states and territories have a published median, sorted from highest to lowest. The last two columns are our estimates: the median after 2026 federal and state taxes, and that take-home restated in national-average prices.
$72,626 take-home in national prices
$69,828 take-home in national prices
$69,348 take-home in national prices
Where a median claims adjusters, examiners, and investigator paycheck goes furthest after 2026 taxes and BEA price levels.
| State | Employment | Median | 10th pct. | 90th pct. | Median after tax* | In national prices† |
|---|---|---|---|---|---|---|
| District of Columbia | 360 | $101,150 | $70,240 | $144,680 | $74,360 | $67,661 |
| New Jersey | 9,650 | $95,690 | $61,780 | $129,720 | $71,650 | $65,852 |
| Maryland | Not published | $95,560 | $53,190 | $135,040 | $71,883 | $68,487 |
| California | 24,290 | $91,790 | $60,020 | $124,990 | $67,920 | $61,344 |
| Connecticut | 3,190 | $88,330 | $63,090 | $129,740 | $66,420 | $64,106 |
| Alaska | 220 | $87,670 | $62,200 | $132,200 | $70,235 | $68,616 |
| New York | 17,330 | $87,130 | $51,560 | $130,370 | $65,610 | $60,795 |
| Rhode Island | 1,150 | $86,520 | $60,290 | $130,480 | $66,117 | $64,644 |
| Vermont | 280 | $83,970 | $62,360 | $118,500 | $64,865 | $66,217 |
| New Hampshire | 880 | $83,890 | $59,580 | $120,430 | $67,847 | $65,134 |
| Massachusetts | 5,070 | $83,740 | $58,650 | $123,260 | $63,389 | $59,938 |
| Oregon | 2,950 | $81,640 | $56,320 | $117,380 | $60,233 | $58,274 |
| Washington | 6,180 | $80,700 | $50,080 | $122,840 | $64,483 | $60,257 |
| Alabama | 4,040 | $79,710 | $49,190 | $106,370 | $61,596 | $69,347 |
| Hawaii | 900 | $79,080 | $51,830 | $106,690 | $59,866 | $54,448 |
| South Dakota | 1,030 | $78,900 | $58,160 | $104,190 | $64,336 | $72,626 |
| Michigan | 6,640 | $78,850 | $48,210 | $109,000 | $61,201 | $63,607 |
| Texas | 29,220 | $78,800 | $46,560 | $116,610 | $64,266 | $66,214 |
| Maine | 1,650 | $78,590 | $60,180 | $104,490 | $60,098 | $61,925 |
| Minnesota | 5,530 | $78,350 | $58,110 | $106,270 | $59,800 | $60,636 |
| Wisconsin | 8,760 | $78,160 | $50,570 | $103,620 | $60,684 | $64,493 |
| Tennessee | 6,390 | $78,010 | $47,310 | $108,890 | $63,710 | $69,348 |
| Colorado | 5,680 | $77,620 | $59,550 | $123,360 | $60,387 | $58,599 |
| Idaho | 1,320 | $77,340 | $49,940 | $117,100 | $60,248 | $63,091 |
| Kansas | 4,570 | $77,290 | $48,980 | $112,710 | $59,690 | $66,273 |
| Pennsylvania | 13,270 | $77,290 | $46,360 | $119,980 | $60,777 | $62,289 |
| Mississippi | Not published | $77,100 | $48,680 | $100,850 | $60,718 | $69,828 |
| Illinois | 14,210 | $77,010 | $48,620 | $118,810 | $59,339 | $59,364 |
| Florida | 28,100 | $76,920 | $47,030 | $105,150 | $62,943 | $60,865 |
| Wyoming | 180 | $76,400 | $48,790 | $126,440 | $62,577 | $67,512 |
| Missouri | 6,200 | $75,840 | $48,900 | $111,070 | $59,556 | $65,578 |
| Nebraska | 3,160 | $75,830 | $50,170 | $102,250 | $59,606 | $66,153 |
| South Carolina | 4,130 | $75,370 | $46,640 | $104,050 | $59,171 | $63,116 |
| North Carolina | 9,880 | $75,310 | $48,200 | $108,630 | $59,314 | $62,882 |
| Virginia | 7,860 | $74,240 | $49,140 | $109,970 | $57,603 | $56,974 |
| Arkansas | 2,660 | $73,920 | $46,490 | $103,420 | $58,585 | $67,388 |
| Kentucky | 3,670 | $73,840 | $52,600 | $100,400 | $58,310 | $64,674 |
| Indiana | 4,340 | $73,560 | $48,660 | $101,270 | $58,439 | $62,616 |
| Georgia | Not published | $73,320 | $51,000 | $103,080 | $57,500 | $59,714 |
| Iowa | 3,930 | $72,640 | $50,360 | $102,900 | $57,824 | $65,887 |
| Delaware | Not published | $72,370 | $51,430 | $116,710 | $56,017 | $56,125 |
| Oklahoma | 4,140 | $71,260 | $47,440 | $100,240 | $56,300 | $64,092 |
| Utah | 2,440 | $69,000 | $46,120 | $100,970 | $54,607 | $55,234 |
| Ohio | 13,650 | $67,990 | $47,950 | $104,870 | $55,235 | $59,537 |
| New Mexico | 1,280 | $67,930 | $40,620 | $101,520 | $54,592 | $59,202 |
| West Virginia | 1,340 | $67,290 | $45,650 | $106,330 | $53,976 | $60,310 |
| North Dakota | 750 | $65,460 | $47,960 | $97,470 | $54,760 | $61,556 |
| Louisiana | 3,340 | $65,220 | $42,160 | $102,240 | $53,014 | $60,102 |
| Arizona | 13,830 | $65,110 | $47,990 | $100,590 | $53,262 | $52,904 |
| Montana | 1,230 | $63,860 | $46,080 | $101,390 | $51,244 | $54,144 |
| Nevada | Not published | $62,730 | $43,800 | $98,920 | $52,584 | $52,595 |
| Virgin Islands | 30 | $60,050 | $34,280 | $115,920 | — | — |
| Guam | 80 | $50,560 | $34,860 | $86,260 | — | — |
| Puerto Rico | 2,730 | $45,970 | $31,110 | $84,740 | — | — |
Source: U.S. Bureau of Labor Statistics, OEWS May 2025 (released 2026-05-15), SOC 13-1031. *Our estimate for a single filer paid biweekly with no pre-tax deductions or local tax, 2026 federal and state rules. †Take-home ÷ BEA Regional Price Parity × 100 (2024 price levels).