Accountants and Auditors
Median $83,680
Occupation · SOC 13-2041
Credit Analysts: pay and where the jobs are
What credit analysts earn in the U.S., how pay varies across workers and states, and tools to plan around it.
National pay, May 2025
$83,510 median annual wage
- Mean (average) annual wage
- $100,850
- Median hourly wage
- $40.15
- Mean hourly wage
- $48.49
- Employment
- 64,390
Source: U.S. Bureau of Labor Statistics, OEWS May 2025 (released 2026-05-15), SOC 13-2041.
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How much do credit analysts make?
The median annual wage for credit analysts was $83,510 in May 2025, so half of workers earned more and half earned less. The lowest-paid 10% earned less than $56,250 and the highest-paid 10% more than $169,230. As an hourly rate, the median is $40.15. About 64,390 people work in this occupation nationwide. The highest state medians are in New York ($133,270), District of Columbia ($132,590) and Virginia ($102,430). New York also comes out on top after taxes and local prices.
Pay ladder
What each step of the pay range for credit analysts looks like per month. Take-home here includes federal tax, Social Security and Medicare for a single filer; add your state in the paycheck calculator.
| Step | Annual | Hourly | Monthly gross | Monthly after federal tax & FICA |
|---|---|---|---|---|
| 10th percentile | $56,250 | $27.04 | $4,688 | $3,948 |
| 25th percentile | $65,210 | $31.35 | $5,434 | $4,548 |
| Median | $83,510 | $40.15 | $6,959 | $5,632 |
| 75th percentile | $122,460 | $58.88 | $10,205 | $7,914 |
| 90th percentile | $169,230 | $81.36 | $14,103 | $10,578 |
Credit Analysts: pay by state
52 states and territories have a published median, sorted from highest to lowest. The last two columns are our estimates: the median after 2026 federal and state taxes, and that take-home restated in national-average prices.
1
$88,111 take-home in national prices
2
$85,158 take-home in national prices
3
$76,432 take-home in national prices
Where a median credit analyst paycheck goes furthest after 2026 taxes and BEA price levels.
| State | Employment | Median | 10th pct. | 90th pct. | Median after tax* | In national prices† |
|---|---|---|---|---|---|---|
| New York | 7,960 | $133,270 | $76,730 | $241,220 | $95,090 | $88,111 |
| District of Columbia | 50 | $132,590 | $68,020 | $210,220 | $93,590 | $85,158 |
| Virginia | 2,460 | $102,430 | $63,220 | $164,750 | $75,814 | $74,986 |
| New Jersey | 1,220 | $100,940 | $71,590 | $169,490 | $74,987 | $68,919 |
| Hawaii | 130 | $98,900 | $51,620 | $148,840 | $72,303 | $65,760 |
| Connecticut | 560 | $98,230 | $65,540 | $140,830 | $72,791 | $70,255 |
| California | 5,260 | $97,860 | $61,380 | $194,760 | $71,546 | $64,619 |
| Massachusetts | 1,400 | $97,080 | $64,530 | $173,680 | $72,045 | $68,123 |
| Delaware | 720 | $94,680 | $64,830 | $166,040 | $70,151 | $70,286 |
| North Carolina | 3,270 | $94,570 | $62,620 | $164,140 | $72,095 | $76,432 |
| Washington | 1,280 | $91,160 | $59,800 | $151,970 | $71,697 | $66,998 |
| Rhode Island | 160 | $85,920 | $59,860 | $134,850 | $65,724 | $64,259 |
| Illinois | 3,130 | $84,990 | $58,400 | $172,180 | $64,558 | $64,585 |
| Minnesota | 1,110 | $82,630 | $60,530 | $131,610 | $62,501 | $63,375 |
| Maine | 280 | $81,750 | $61,430 | $123,490 | $62,092 | $63,979 |
| Alaska | 40 | $81,340 | $56,910 | $97,110 | $65,782 | $64,266 |
| Colorado | 870 | $81,270 | $61,950 | $176,230 | $62,778 | $60,919 |
| Oregon | 650 | $80,380 | $62,310 | $129,830 | $59,464 | $57,530 |
| Pennsylvania | 1,930 | $80,280 | $50,750 | $155,360 | $62,786 | $64,349 |
| Alabama | 370 | $79,970 | $52,790 | $138,570 | $61,769 | $69,541 |
| Nebraska | 510 | $79,730 | $50,200 | $110,380 | $62,172 | $69,001 |
| Ohio | 2,790 | $79,720 | $50,460 | $133,700 | $63,164 | $68,084 |
| Idaho | 330 | $79,650 | $58,770 | $139,990 | $61,751 | $64,664 |
| Kentucky | 370 | $79,290 | $51,980 | $130,200 | $61,953 | $68,715 |
| Texas | 6,130 | $78,730 | $50,600 | $134,860 | $64,217 | $66,164 |
| Florida | 4,040 | $78,360 | $55,170 | $134,350 | $63,956 | $61,845 |
| Georgia | 1,790 | $77,990 | $51,500 | $155,910 | $60,553 | $62,884 |
| New Hampshire | 230 | $77,980 | $60,370 | $156,480 | $63,689 | $61,142 |
| South Carolina | 690 | $77,530 | $49,300 | $125,680 | $60,547 | $64,584 |
| Arizona | 2,260 | $77,020 | $55,890 | $125,980 | $61,482 | $61,068 |
| Iowa | 480 | $76,760 | $56,470 | $117,160 | $60,566 | $69,011 |
| Maryland | 700 | $75,390 | $47,410 | $124,380 | $58,652 | $55,881 |
| Oklahoma | 550 | $75,330 | $47,530 | $178,350 | $58,980 | $67,143 |
| Mississippi | 280 | $74,880 | $47,020 | $164,010 | $59,245 | $68,134 |
| North Dakota | 300 | $74,810 | $51,920 | $123,460 | $61,259 | $68,862 |
| Montana | 190 | $74,650 | $57,350 | $124,010 | $58,489 | $61,799 |
| Michigan | 1,510 | $74,640 | $51,170 | $108,870 | $58,418 | $60,715 |
| Utah | 750 | $74,430 | $49,160 | $164,900 | $58,115 | $58,782 |
| Louisiana | 290 | $73,210 | $46,680 | $134,670 | $58,523 | $66,348 |
| Kansas | 520 | $73,120 | $52,990 | $132,120 | $56,990 | $63,274 |
| Nevada | 390 | $73,090 | $58,400 | $137,960 | $60,249 | $60,261 |
| South Dakota | 430 | $73,040 | $51,690 | $134,230 | $60,214 | $67,972 |
| Tennessee | 1,480 | $72,550 | $49,080 | $134,980 | $59,869 | $65,167 |
| New Mexico | 90 | $72,160 | $53,960 | $133,310 | $57,369 | $62,214 |
| Arkansas | 300 | $71,370 | $43,520 | $118,500 | $56,886 | $65,433 |
| Vermont | 90 | $71,220 | $55,910 | $150,030 | $56,737 | $57,920 |
| Wisconsin | 1,770 | $68,690 | $50,780 | $126,640 | $54,584 | $58,010 |
| Missouri | 1,160 | $65,350 | $50,020 | $113,280 | $52,555 | $57,869 |
| Indiana | 860 | $62,660 | $47,850 | $101,560 | $50,708 | $54,333 |
| Wyoming | 40 | $62,210 | $49,140 | $91,920 | $52,166 | $56,279 |
| West Virginia | 220 | $57,320 | $48,170 | $95,870 | $46,484 | $51,939 |
| Puerto Rico | 820 | $51,920 | $36,780 | $105,220 | — | — |
Source: U.S. Bureau of Labor Statistics, OEWS May 2025 (released 2026-05-15), SOC 13-2041. *Our estimate for a single filer paid biweekly with no pre-tax deductions or local tax, 2026 federal and state rules. †Take-home ÷ BEA Regional Price Parity × 100 (2024 price levels).
Sources
- OEWS May 2025 (oesm25nat.zip) — U.S. Bureau of Labor Statistics. Accessed 2026-10-09.
- OEWS May 2025 (oesm25st.zip) — U.S. Bureau of Labor Statistics. Accessed 2026-10-09.